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1. Introduction

Overview of the Website

Welcome to wealthcamp.io, a premier financial research and education platform operated by Cirion Group LLC (“Company”, “we”, “us”, “our”). This website provides users with access to comprehensive financial data, research tools, educational materials, and more to support your financial literacy and investment decisions.

Acceptance of Terms

By accessing or using our website, you agree to be bound by these Terms and Conditions (“Terms”) and our Privacy Policy. If you do not agree with any part of these terms, you should discontinue access or use of our services immediately. Your continued use of the website constitutes your acceptance of these Terms, as updated or modified.

2. Privacy Policy

Reference to the Privacy Policy

We take the privacy of our users very seriously. Please review our Privacy Policy, which also governs your visit to wealthcamp.io, to understand our practices. The Privacy Policy is available on our website and explains how we collect, use, and disclose information that pertains to your privacy. By agreeing to these Terms, you also agree to the terms of the Privacy Policy, which is incorporated by reference into these Terms.

3. User Eligibility

Age Requirement

You must be at least 18 years of age to create an account on wealthcamp.io and use the services provided. By using this website, you represent and warrant that you are of legal age to form a binding contract with Cirion Group LLC and meet all of the foregoing eligibility requirements.

Legal Compliance

You must ensure that your access to and use of wealthcamp.io is not illegal or prohibited by laws that apply to you. You are responsible for your own compliance with local laws and regulations.

4. Account Registration and Management

Account Creation Process

To access certain features of wealthcamp.io, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. We reserve the right to suspend or terminate any account if any information provided proves to be inaccurate, not current, or incomplete.

User Responsibilities

You are responsible for maintaining the confidentiality of your account and password, including but not limited to the restriction of access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password, whether your password is with our Service or a third-party service. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

Account Security

You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. We have the right to disable any user name, password, or other identifier, whether chosen by you or provided by us, at any time if, in our opinion, you have violated any provision of these Terms.

Termination and Suspension of Account

We may terminate or suspend your account and bar access to the service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms. If you wish to terminate your account, you may simply discontinue using the service. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

5. Intellectual Property Rights

Ownership of Content and Materials

All content, including text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork, and computer code (collectively, “Content”), particularly including but not limited to the design, structure, selection, coordination, expression, and arrangement of such Content contained on the site is owned, controlled, or licensed by or to Cirion Group LLC and is protected by copyright and trade laws, trademark, and other intellectual property or proprietary rights laws.

Use of Trademarks

The company names, trademarks, service marks, and logos of Cirion Group LLC used and displayed on wealthcamp.io are registered and unregistered trademarks or service marks of Cirion Group LLC. Other company, product, and service names located on the site may be trademarks or service marks owned by others (the “Third-Party Trademarks”, and, collectively with Cirion Group LLC’s Trademarks, the “Trademarks”). Nothing on this site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the site without the prior written permission of Cirion Group LLC specific for each such use. The Trademarks may not be used to disparage Cirion Group LLC or the applicable third-party, Cirion Group LLC’s or third-party’s products or services, or in any manner (in Cirion Group LLC’s sole judgment) that may damage any goodwill in the Trademarks. Use of any Trademarks as part of a link to or from any site is prohibited unless Cirion Group LLC approves the establishment of such a link by prior written consent specific for each such link.

6. User Conduct

Permissible Use

You agree to use wealthcamp.io only for lawful purposes and in a way that does not infringe the rights of, restrict or inhibit anyone else’s use and enjoyment of the website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our website.

Prohibited Activities

In using wealthcamp.io, you must not:

Send or otherwise post unauthorized commercial communications (such as spam).

Collect users’ content or information, or otherwise access wealthcamp.io, using automated means (such as harvesting bots, robots, spiders, or scrapers) without prior permission.

Engage in unlawful multi-level marketing, such as a pyramid scheme, on wealthcamp.io.

Upload viruses or other malicious code.

Solicit login information or access an account belonging to someone else.

Bully, intimidate, or harass any user.

Post content that is hateful, threatening, pornographic, or that contains nudity or graphic or gratuitous violence.

Develop or operate a third-party application containing alcohol-related, dating or other mature content (including advertisements) without appropriate age-based restrictions.

Use wealthcamp.io to do anything unlawful, misleading, malicious, or discriminatory.

Do anything that could disable, overburden, or impair the proper working or appearance of wealthcamp.io, such as a denial of service attack or interference with page rendering or other wealthcamp.io functionality.

7. User Contributions

Guidelines for User-Generated Content

Users may submit content, including text, images, photographs, and videos, to wealthcamp.io where such content submission is permitted. By submitting content to the site, you represent and warrant that you have all necessary rights to distribute this content and that the content does not violate the intellectual property rights, privacy rights, publicity rights, or any other legal rights of any third party.

Ownership and Rights

You retain all of your ownership rights in your content. However, by submitting content to wealthcamp.io, you hereby grant us a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the content in connection with the website and Cirion Group LLC’s (and its successors’ and affiliates’) business, including without limitation for promoting and redistributing part or all of the website (and derivative works thereof) in any media formats and through any media channels.

Licensing to Us

You also grant each user of the wealthcamp.io a non-exclusive license to access your content through the site, and to use, reproduce, distribute, display and perform such content as permitted through the functionality of the site and under these Terms.

8. Subscription Services

Types of Subscriptions

Wealthcamp.io offers various subscription levels, including access to premium financial research and exclusive educational content. One popular option is our subscription-based newsletter, which provides in-depth financial analysis, market trends, and personalized investment tips tailored to subscriber interests.

Fees and Payments

Subscription fees will be charged on a pre-pay basis on the day you sign up for an upgrade and will cover the use of that service for a monthly or annual subscription period as indicated. Payments are non-refundable except where explicitly stated in our refund policy. Prices for subscriptions may change at any time and such changes will be communicated to subscribers in advance through email.

Cancellation and Renewal

Subscriptions are automatically renewed at the end of each subscription period, unless you cancel your subscription before the renewal date. You can cancel your subscription at any time by accessing your account settings. Following cancellation, you will continue to have access to the subscription services through the end of your current billing period.

9. Third-Party Links and Content

Disclaimer for Third-Party Links

Wealthcamp.io may contain links to third-party websites that are not owned or controlled by Cirion Group LLC. Cirion Group LLC has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party websites. By using the Website, you expressly relieve Cirion Group LLC from any and all liability arising from your use of any third-party website.

Third-Party Services

We may allow you access to high-quality third-party products or services from our platform, but these are governed by their own terms and conditions. When you engage with a third-party service provider through our site, you are interacting directly with the third party and not with wealthcamp.io. We are not responsible for any actions or inactions of these third parties, including but not limited to their use of your information and their practices.

10. Disclaimer of Warranties

Wealthcamp.io and all information, content, materials, products, and services included on or otherwise made available to you through the site are provided by Cirion Group LLC on an “as is” and “as available” basis, unless otherwise specified in writing. Cirion Group LLC makes no representations or warranties of any kind, express or implied, as to the operation of wealthcamp.io or the information, content, materials, products, or services included on or otherwise made available to you through wealthcamp.io, unless otherwise specified in writing.

You expressly agree that your use of wealthcamp.io is at your sole risk. To the full extent permissible by applicable law, Cirion Group LLC disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Cirion Group LLC does not warrant that the wealthcamp.io services, information, content, materials, products or other services included on or otherwise made available to you through the wealthcamp.io, its servers, or electronic communications sent from Cirion Group LLC are free of viruses or other harmful components.

11. Limitation of Liability

Cirion Group LLC will not be liable for any damages of any kind arising from the use of wealthcamp.io or from any information, content, materials, products, or services included on or otherwise made available to you through the site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages, unless otherwise specified in writing.

Specifically, Cirion Group LLC is not liable for any personal injury, or any incidental, special, indirect or consequential damages whatsoever, including, without limitation, damages for loss of profits, loss of data, business interruption, or any other commercial damages or losses, arising out of or related to your use or inability to use wealthcamp.io, however caused, regardless of the theory of liability (contract, tort, or otherwise) and even if Cirion Group LLC has been advised of the possibility of such damages.

In states that do not allow the exclusion or limitation of incidental or consequential damages, Cirion Group LLC’s liability will be limited to the extent permitted by law.

12. Indemnification

Scope of Indemnity

You agree to indemnify, defend, and hold harmless Cirion Group LLC, its officers, directors, employees, agents, licensors, suppliers, and any third-party information providers to the website from and against all losses, expenses, damages, and costs, including reasonable attorneys’ fees, resulting from any violation of these Terms or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the site using your Internet account.

Defense and Settlement

Cirion Group LLC reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with Cirion Group LLC in asserting any available defenses.

13. Dispute Resolution

Governing Law

These Terms and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law provisions.

Arbitration Agreement

You and Cirion Group LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof or the use of wealthcamp.io (collectively, “Disputes”) will be resolved through binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. The Federal Arbitration Act and federal arbitration law apply to these Terms.

Class Action Waiver

You and Cirion Group LLC agree that each may bring claims against the other only in your or its individual capacity, and not as a plaintiff or class member in any purported class or representative proceeding. Further, unless both you and Cirion Group LLC agree otherwise, the arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a representative or class proceeding.

14. Modifications to Terms and Conditions

Notification of Changes

Cirion Group LLC reserves the right to make changes to the Terms, conditions, and notices under which the wealthcamp.io is offered, including but not limited to the charges associated with the use of the wealthcamp.io. We will provide notice of such changes by revising the date at the top of the Terms and, in some cases, where appropriate, through other means such as email, website posting, or other forms of communication.

Acceptance of Revised Terms

Your continued use of wealthcamp.io after the date any such changes become effective constitutes your acceptance of the new Terms and Conditions. If you do not agree to the new terms, you should stop using the wealthcamp.io immediately. It is your responsibility to check this page periodically for changes to ensure you are aware of any updates.

15. Miscellaneous

Severability

If any provision of these Terms is held to be unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these Terms and will not affect the validity and enforceability of any remaining provisions.

Waiver

The failure of Cirion Group LLC to exercise or enforce any right or provision of these Terms will not constitute a waiver of such right or provision. Any waiver of any provision of these Terms will be effective only if in writing and signed by an authorized representative of Cirion Group LLC.

Assignment

You may not assign these Terms or any rights or obligations herein without the prior written consent of Cirion Group LLC and any attempted unauthorized assignment will be null and void.

16. Contact InformationIf you have any questions about these Terms, please contact us at:

Leadercamp5905 Atlanta Hwy, Ste 101 #1275Alpharetta, GA 30004United [email protected]